Your 2026 New Year's Resolution: Making an Estate Plan

 Posted on December 30, 2025 in Estate Planning

A new year brings a fresh sense of motivation and perspective. People set goals to exercise more, save money, and finally tackle projects they have been avoiding – like getting their estate plan in order. If you have been putting off creating an estate plan, 2026 is the year to finally check that box.

Estate planning might sound complicated, but it doesn’t have to be, and the benefits are far and away worth the time it takes. With help from our DuPage County estate planning lawyer, you can protect your family and your assets. We explain things in clear, easy-to-understand language so you know exactly what you need and what you’re getting when you work with us. Call us at 630-517-8570 to schedule a free consultation in early 2026.

Why Do So Many People Avoid Making an Estate Plan?

Most people know they should have an estate plan or at least a last will and testament, but they still put it off. Some think these documents are only for wealthy people while others assume they are too young to worry about it. Many simply do not know where to start. Caring.com used a survey to estimate that fewer than 25 percent of Americans have a will, let alone an estate plan.

But smart, sensible estate planning has benefits for almost everyone. If you own a home, have children, or want a say in your medical care if disaster strikes, you need a plan. Without one, the state of Illinois decides what happens to your property and who makes decisions for you if you cannot speak for yourself.

What Documents Do You Need for Your Estate Plan?

A basic estate plan does not require dozens of complicated forms. For most families, a few key documents cover the essentials.

Last Will and Testament

A will is the foundation of any estate plan. This document explains who gets your property after you pass away. If you have minor children, your will also names a guardian to care for them.

Power of Attorney

A power of attorney lets you choose someone to handle your finances if you become unable to do so yourself. Under the Illinois Power of Attorney Act, 755 ILCS 45, you can give another person authority to pay bills, manage bank accounts, and handle other financial matters on your behalf. Without this document, your family might have to go to court to get permission to help you.

Healthcare Directive

A healthcare directive, sometimes called a living will, tells doctors what kind of medical treatment you want if you cannot communicate. You can also name a healthcare agent to make decisions for you.

Trusts

Some families also benefit from a trust. Trusts can help you avoid probate, protect assets for children, or plan for special circumstances. An estate planning attorney can help you decide if a trust makes sense for your situation.

What Steps Can You Take Right Now to Get Started on Your First Estate Plan?

Starting an estate plan is easier than most people think. A few simple actions can help you move forward.

• First, make a list of what you own. Include your home, vehicles, bank accounts, retirement funds, and life insurance policies. Knowing what you have makes planning much simpler.
• Second, think about who you want to inherit your property. Consider family members, friends, or charities that matter to you.
• Third, choose people you trust to act on your behalf. You will need someone to handle your finances and someone to make healthcare decisions if you cannot. Have conversations with this person to make sure they are willing to act as your power of attorney and that they understand your wishes. 
• Finally, schedule a meeting with an estate planning attorney. A good lawyer will walk you through your options, answer your questions, and make sure your documents are done correctly under Illinois law.

Call a Naperville, IL Estate Planning Attorney Today

Making an estate plan is one of the best things you can do for yourself and your family this year. You do not have to figure it out alone.

Our DuPage County estate planning lawyer at The McCormick Law Firm, LLC works directly with clients to make the process simple and stress-free. Attorney Eron McCormick takes a friendly, straightforward approach so everything is easy to understand. There is no confusing legal jargon; just clear answers and real guidance.

We also offer discounts for military members, veterans, and first responders as a thank you for your service. Consultations are free, so there is no risk in finding out how we can help.

Stop putting off this important task. Call The McCormick Law Firm, LLC at 630-517-8570 today to schedule your free consultation. Make 2026 the year you finally have the estate plan you need to protect your family.